Fixed Deposit Interest Rates

Our ultimate holding company
‘Public Bank Berhad, Malaysia’
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Public Finance is a registered Deposit Taking Company under the Banking Ordinance. As an Authorised Institution under the supervision of the Hong Kong Monetary Authority, Public Finance is authorised to accept deposits from the public.

With 42 branches strategically located in Hong Kong Island, Kowloon and the New Territories, the depositor can conveniently deposit or withdraw at a nearby branch of Public Finance. Public Finance is also a subsidiary of Public Bank Berhad, a commercial bank in Malaysia, supervised by Bank Negara Malaysia.
The main features of our Fixed Deposits are:
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Deposit terms are 3, 6, 12 or 15 months and above.
Minimum deposit amount is HK$100,000.
Attractive deposit rates.
Deposits of HK$500,000 or above are eligible for higher deposit rates.
From now until 31 March 2012, eligible depositors who place new or additional deposit with our Company will receive Supermarket Shopping Voucher with value of up to HK$1,000*.

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The new or additional deposit amount should be at least HK$100,000 and placed for at least 3 months. The eligible value of Supermarket Shopping Voucher will depend on the amount of new or additional deposit placed and subject to the terms and conditions of this promotion. Public Finance reserves the right to revise the terms and conditions, and the validity period of this promotion without prior notice. The decision by Public Finance on the Fixed Deposit interest rate and the value of Supermarket Shopping Voucher offered shall be final.

The following fixed deposit interest rates of Public Finance are for reference only. Public Finance reserves the right to change the fixed deposit interest rates at any time without prior notice.

 

HK$100,000 and above

HK$500,000 and above
3 Months

1.7500% p.a.

1.8750% p.a.
6 Months

1.8750% p.a.

2.0000% p.a.
12 Months

1.8750% p.a.

2.0000% p.a.
15 Months and above

1.8750% p.a.

2.0000% p.a.

The above fixed deposit interest rates are effective from 2 February 2012. Please contact any one of our branches at Public Finance to obtain the latest fixed deposit interest rate.

Account Opening Procedures

To open your fixed deposit account, just visit any one of our branches at Public Finance and bring along your Hong Kong Identity Card, residential proof within latest 3 months and a cheque or cashier order. The cheque or cashier order should be payable to "Public Finance Limited".

For enquiry of deposit rates, please call our Fixed Deposit Department hotline at 2523 9983.