Fixed Deposit Interest Rates
HK$100,000 and above |
HK$500,000 and above |
|
3 Months |
3.3750% p.a. |
3.5000% p.a. |
4 Months | 3.3750% p.a. | 3.5000% p.a. |
6 Months |
3.3750% p.a. |
3.5000% p.a. |
7 Months | 3.1250% p.a. | 3.2500% p.a. |
12 Months |
3.1250% p.a. |
3.2500% p.a. |
The above fixed deposit interest rates are effective from 10 October 2024 and is for reference only. Public Finance reserves the right to change the fixed deposit interest rates at any time without prior notice. Please contact any one of our branches to obtain the latest fixed deposit interest rate. |
Public Finance is a Deposit-taking Company registered under the Banking Ordinance. As an Authorised Institution under the supervision of the Hong Kong Monetary Authority, Public Finance is authorised to accept deposits from the public. With 40 branches strategically located in Hong Kong Island, Kowloon and the New Territories, the depositor can conveniently deposit or withdraw at a nearby branch of Public Finance. Public Finance is also a subsidiary of Public Bank Berhad, a commercial bank in Malaysia, supervised by Bank Negara Malaysia.
The main features of our Fixed Deposits are:
- | Deposit terms are 3, 4, 6, 7 or 12 months |
- | Minimum deposit amount is HK$100,000 |
- | Attractive deposit rates |
- | Deposits of HK$500,000 or above are eligible for higher deposit rates |
Fixed Deposit Promotion Campaign
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Rules for Fixed Deposit Accounts and Consolidated Account Opening Mandate (for Personal Customers)
Rules for Fixed Deposit Accounts (Appendix I)
Consolidated Account Opening Mandate (for Business Customers)
To open your fixed deposit account, just visit any one of our branches at Public Finance and bring along the required documents for account opening.
For enquiry of deposit rates, please call our Fixed Deposit Department hotline at 2523 9983.
Information about FATCA (Foreign Account Tax Compliance Act) & CRS (Common Reporting Standard)
FATCA Information CRS Information
Information about Dormant Accounts