Personal Loan
Personal Loan
  • Existing or fully paid Personal Loan customers who refer friends or relatives* to become new customers of Public Finance and has successfully drawn down the approved Personal Loan will get instant cash bonus.
  • Instant cash bonus is equivalent to 1% of the loan amount approved and successfully drawn down by the referral^.
  • Act now to participate in the popular "Customer-Get-Customer Program"!
^ Instant cash bonus is subject to a maximum value of HK$5,000.

Only applicable to new customers. New customers are defined as customers who do not and have not maintained any personal loan account with Public Finance Limited before. The referee is not eligible to receive the instant cash bonus if the referral is an existing or previous customer of Public Finance Limited.


Public Finance Limited reserves the right to terminate or amend the promotion without prior notice. The Customer-Get-Customer Program for Personal Loan is subject to terms and conditions. For details of the above promotion, please contact our staff at 2848 1888.

Application Procedures

If you have steady monthly income in Hong Kong, you may apply for our Personal Loan through our Application Hotline 2848 1888, Online Application or bring along the following documentation proofs when you apply at any of our branches.


  • Hong Kong Identity Card
  • Employment / Income proof
  • Residential proof

If you cannot apply during office hours, Public Finance has extended the business hours of selected branches to 7:00 p.m. (Mon - Fri) and to 1:00 p.m. (Sat) for your convenience. For details, please visit our "Branch Network".

The above promotions are subject to the Terms and Conditions of the respective promotions. For details, please contact us at 2848 1888 from 9:00 a.m. to 6:15 p.m. (Mon - Fri) or from 9:00 a.m. to 1:00 p.m. (Sat).